http://www.paydayadvancesolutions.com/loan/n84.html A quick cash loan doesn't just happen, and lenders work pretty hard to guarantee speed. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Take a quick survey of other loan opportunities and you'll see that speed is not guaranteed. Financial is slow - laughably slow at times - and even with the Internet now making communications lightning quick there are just so many financial transactions going on that speed is a valuable commodity that can and will be bought. You want a quick cash loan? Get ready to buy yourself to the front of the line. Prime seats at the Paydayodrome The question we're trying to answer here is why do we pay such incredible fees for a quick cash loan? And the answer might be more complex than we think. These loans are unsecured - ok, so are credit cards and they have usury limits of 35% APR. Payday advances in comparison charge 20% on a two week cash loan, or the equivalent of 520% ARP. Insecurity is not the reason. We apply with little to no warning. Fair enough - but do you give waring to the auto loan companies? They can make your loan possible in a few minutes and for thousands of dollars. We're only talking a few hundred bucks with this quick cash loan - shouldn't be a problem. Convenience? Easy? the thrill of fast cash? These are all things we should expect from a service offering cash assistance before payday, and not just added perks to the quick cash loan. No, the high costs are there because we get exactly what we want. Fast cash., the best seats in the house, real money right when we most needed it and at our complete convenience. Thats service, and indeed your quick cash loan is technically a service, not a loan. We're paying to be coddled, waited on and given choice meats - and if you're not used to that kind of attention then you probably wont be ready for that kind of expense. A quick cash loan is a luxury item Put simple, we don't need these fast cash services to survive, and the costs of a quick cash loan reflect that unnecessary aspect of it all. We're paying for access to cash that we just don't have - thats the stuff of caviar dreams, and its now available to help live the lifestyles of the poor and devastatingly mundane. Sat, 26 Jul 2008 15:00:00 EDT